Automate Payments in One Platform

Strengthen Cash Flow Using AI for Payments

VendorPay’s AI ensures spend is fully approved and payments are timed to keep your cash flow balanced and predictable

Maximize your payments through smart AP

Payments with profitability in mind

Ottimate automates vendor payments with AI. Invoices are verified and routed through custom approval workflows, while you gain real-time visibility into timing and method. By reducing fraud risk and optimizing cash flow, AP becomes more efficient and cost-effective.

99% Faster AP at Admirals Cove

AI-powered efficiency

The Club at Admirals Cove slashed invoice processing from 24 hours to less than five minutes with AI powered automation. By streamlining approvals, enabling flexible VendorPay options, and creating audit ready workflows, they lowered costs, strengthened vendor relationships, and achieved complete visibility into AP.

Virtual cards make supplier payments simple

Faster, safer payments

Many AP teams still rely on checks, ACH, or wires that slow cash flow, increase fraud risk, and strain vendor relationships. Virtual cards deliver instant, secure, trackable payments that strengthen trust, simplify reconciliation, and give finance teams greater control.

Digitize and code your invoices

Smart Invoice Capture

Ottimate ingests invoices from any format, interpreting headers and line items instantly. It then applies precise GL coding, minimizing errors, reducing workload, and ensuring fast and accurate accounting.

Choose your payment method

Payment Methods

Ottimate offers flexible payment options for vendors, whether they are recurring or one-time. Use Card on File for recurring charges, vCard for secure virtual payments with cash back, ACH (or fast ACH) for direct or urgent transfers, or check for vendors who prefer traditional mailed payments

Custom payment policies for smarter oversight

Approval Workflows

Get better visibility and control of your cash flow with custom payment approvals. Set rules that require one or multiple sign-offs based on the vendor or payment amount, so every transaction gets the right level of review.

Stay on top of every payment

Payments Dashboard

Get a clear monthly view of all your scheduled payments. Quickly identify which vendor payments are due and when money is scheduled to be debited from your account, giving you total control over your cash flow.

Frequently Asked Questions

How does Ottimate prevent fraud?

Ottimate prevents fraud by keeping your data and payments secure. We do this through fraud mitigation efforts like our integration with LSEG and real-time VCC decisioning engines, while also incorporating industry best practices such as encrypted passwords, encrypting the database, and using back-grade secure communication.

What is the VendorPay Network?

Ottimates VendorPay Network is a collective of 180,000+ trusted vendors who are currently receiving payments through Ottimate’s portal. These Vendors can automate payment collection and eliminate manual processes.

What payment methods does VendorPay support?

We support vCards, ACH, Checks, and a Card on File option.

What is a virtual card?

A virtual card is a digital, single-use version of your physical credit cards. vCards generate a unique credit card number for each transaction, so you don’t have to worry about vendors storing your payment information or your data becoming compromised.

Can I make international payments with VendorPay?

Not at this time.

Start making vendor payments today

See how Ottimate helps businesses streamline vendor payments, reduce fraud risk, and make AP a profit center.